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Don't Be A Victim Of Online Fraud

Online fraud is a major concern for many people and it is important to take steps to minimize the impact that fraud may have on your life. The following tips can help you to minimize the impact of fraud in your life.


Make sure your computer has sufficient security on it

When it comes to combating online fraud, it is absolutely vital that you make sure your computer is as secure as possible. This is something that many people will take for granted and a lot of people will not be confident when it comes to maintaining the security of their computer. However, this is no excuse and there is a lot to be said for taking the time to familiarize yourself with how you can improve the security of your computer.

A number of banks are happy to provide security tips and measures to their customers so if you would like guidance on how to improve security on your computer, get in touch with your online banking provider and find out what they advise you to do.

If you receive a suspicious email, don’t open it

One of the most common ways that fraudsters get access to people, their accounts and their information is through suspicious emails.  One of the biggest problems is the fact that many people just naturally assume that an email is from who it claims to be from. This is definitely not the case. Many fraudsters are aware of the fact that people take emails at face value, and this has led to the situation where phishing emails can have great success.

If you receive an email from a company, take care to check details and information contained within the email before you respond or click any links.

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If an email says your account security has been hacked or breached, ignore it

This is one of the most common ways that fraudsters try and obtain information from you. A legitimate company or banking institution will never contact you via email informing you that your account has been breached and that you need to provide them with information to update your account.

A fraudster engaging in this behaviour is trying to obtain your details and information so that they can then gain access to your online account. No matter the situation, never provide these details to someone who has initiated contact with you.

Do not write down your PIN

With so many passwords and pins to remember, it is easy to see why a lot of people think that writing their password or Pin down is a good idea. Sadly, this can cause a lot of problems if the information falls into the wrong hands. If you write your PIN down, you are creating an opportunity for a fraudster to eventually use it against you so the most sensible way to remain safe is to not write your PIN down.

If you struggle with numbers, you need to come up with a creative solution that will help you to recall your number but which will not offer any information to people looking to seize these details.

If you receive a phishing attack, forward it on to your bank

If you have received a phishing email, it makes sense to forward this information on to your bank. This will allow your bank to inform people of the potential dangers and it will give you assurance about the validity of the email.

You’ll be able to find a contact email address for your bank online, so initiate communication with them and provide them with details about the phishing attempt.

Be aware that phone scams still take place

Given that there is such a high level of focus on online fraud, it is important that you don’t overlook traditional types of fraud. It is no surprise that fraudsters try and use the style of fraud that is not the focus of media attention. The more people read about online fraud and prepare themselves to avoid being a victim of that type of fraud, the greater the chance that they will take their eyes off other types of fraud.

This means that you may not think too much of a proposed phone fraud but this doesn’t mean that the impact will be any less. All fraud can have a hugely negative impact on your life, so you want to make sure that you give yourself the best chance of staying safe. Knowing that online fraud is common but not the only type of fraud will stand you in good stead with respect to staying safe.

Andrew Reilly is a freelance writer with a focus on news stories and consumer interest articles. He has been writing professionally for 9 years but has been writing for as long as he can care to remember. When Andrew isn't sat behind a laptop or researching a story, he will be found watching a gig or a game of football.
Don't Be A Victim Of Online Fraud Reviewed by Brandon on Monday, April 25, 2016 Rating: 5

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